DeKalb County HOME Program – Georgia Housing Finance Program
The DeKalb County HOME Program is a comprehensive housing support program available to residents and homebuyers in Georgia.
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Program Details
The DeKalb County HOME Program is designed to help expand housing access and affordability through a variety of financial tools including loans, grants, credits, and down payment support. Programs in Georgia are offered by state or local housing agencies to meet the diverse needs of homebuyers — from first-time buyers and veterans to rural homeowners and educators.
Each initiative is tailored to provide targeted assistance through funding, interest rate reductions, flexible underwriting, or partnerships with nonprofits and lenders. These resources are key to strengthening long-term housing stability, affordability, and ownership opportunities across Georgia communities.
Eligibility Requirements
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Must be a legal resident or intending to buy a home in the state of Georgia
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Subject to income and property value limits based on the program
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May require first-time homebuyer status or homeownership education
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Credit score and underwriting requirements may vary
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Property must be owner-occupied and meet location-specific criteria
Program Benefits
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Offers down payment and/or closing cost assistance
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May reduce monthly mortgage payments via rate reductions or credits
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Promotes ownership for teachers, veterans, low-income, and rural residents
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Can include forgivable or deferred second mortgages
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Supports affordable housing growth and financial inclusion
How to Apply
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Visit the official housing agency or program website
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Contact a participating lender to assess eligibility
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Complete a homebuyer education course if required
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Submit loan or grant application with required documentation
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Complete approval, home inspection, and final closing procedures
Program Overview
Category
State Program
Official Program Website
Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.
Related Resources
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Licensed Mortgage Loan Officers
These mortgage professionals are licensed to operate in georgia and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.
Licensed Mortgage Loan Officers in georgia
Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.
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Contact SupportWhy work with a licensed mortgage loan officer?
Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.
Disclaimer
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.