State Program

Des Moines Municipal Housing Agency Homeownership Program – 2025 Iowa First-Time Homebuyer Assistance Guide

Des Moines Municipal Housing Agency Homeownership Program offers tailored homeownership support for Iowa residents through grants, loans, or credit programs. It targets affordability and stability across diverse borrower needs.

Mortgage Calculator

Calculate your Cash to Close, real-time Interest Rate and Monthly Payment

Program Details

Des Moines Municipal Housing Agency Homeownership Program is a comprehensive initiative administered under Iowa's housing authorities. This program provides targeted assistance through financial aid, credit support, or housing subsidies to increase accessibility to homeownership. Program specifics vary depending on funding availability, applicant income, and local government coordination. The initiative often works in collaboration with lenders, nonprofit housing agencies, and local communities to ensure broad eligibility and sustainability.

Eligibility Requirements

  • Must be a Housing Choice Voucher (Section 8) participant in Des Moines

  • Meet minimum income or disability status

  • Complete HUD-approved counseling

Program Benefits

  • Uses voucher to help pay mortgage instead of rent

  • Encourages long-term ownership for voucher holders

How to Apply

  1. Enroll in Des Moines MHA Homeownership track

  2. Complete program orientation and budgeting sessions

  3. Find approved lender and finalize purchase

Program Overview

Category

State Program

Maximum Assistance

$10,000


Official Program Website

Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.

*Details are in the Mortgage Calculator*

Your complete toolkit for buying your first home

Get personalized rates and find programs you qualify for. Calculate payments with ease and make your dream of homeownership a reality.

App Preview
Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
Payment calculators
First-time buyer programs
Itemize funds & assets
Down payment assistance

Download our app to access all features

Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in iowa and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in iowa

Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.

No Mortgage Loan Officers Available

We couldn't find any mortgage loan officers available for iowa at this time. Please check back later or contact our support team for assistance.

Contact Support

Why work with a licensed mortgage loan officer?

Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.

Disclaimer

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.