Program Details

Hardest Hit Alabama delivered temporary mortgage payment assistance, reinstatement, and loan modification for struggling homeowners. This was administered by AHFA in partnership with federal programs. Note: Program closed, but resource info is still useful for at-risk homeowners.

Important:

  • While the program has ended, check AHFA for any replacement or related relief options.

  • Housing counselors can help you access current federal or state mortgage aid.

  • Document all communication with your lender if facing hardship.

Eligibility Requirements

  • Experienced financial hardship due to unemployment or underemployment

  • Must own and occupy the property as a primary residence

  • Meet income limits set by the program

Program Benefits

  • Mortgage payment assistance

  • Reinstatement funds to bring mortgage current

  • Loan modification support

How to Apply

  1. Review past eligibility on AHFA website

  2. Contact local housing counselor for new assistance

  3. Seek alternative foreclosure prevention programs

*Details are in the Mortgage Calculator*

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Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
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Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in ALABAMA and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in alabama

Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.

No Mortgage Loan Officers Available

We couldn't find any mortgage loan officers available for alabama at this time. Please check back later or contact our support team for assistance.

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Why work with a licensed mortgage loan officer?

Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.

Disclaimer

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.