High LTV Jumbo Loan: High-Value Non-Conforming Mortgage Option
The High LTV Jumbo Loan is a non-conforming loan product designed for high-value properties that exceed conventional loan limits.
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Program Details
The High LTV Jumbo Loan provides financing options for homebuyers, investors, and professionals purchasing or refinancing luxury properties. These loans go beyond standard conforming limits and often include custom underwriting, interest-only options, or flexible terms.
Jumbo loans are ideal for borrowers with strong credit profiles, substantial assets, and income who need financing above FHFA caps.
Eligibility Requirements
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Excellent credit history (typically 700+ FICO)
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Low debt-to-income (DTI) ratio
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Significant reserves or liquid assets
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Property appraisal required
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Must meet lender-specific jumbo underwriting criteria
Program Benefits
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Enables purchase of high-value properties
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Customized lending terms
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Fixed, ARM, and interest-only options
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Available for primary, secondary, and investment homes
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Often includes portfolio and professional borrower programs
How to Apply
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Choose a lender offering jumbo loans
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Submit detailed financial and asset documentation
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Complete property appraisal and underwriting
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Receive conditional approval and clear requirements
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Finalize closing and loan disbursement
Program Overview
Category
Conventional Loans
Official Program Website
Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.
Related Resources
Disclaimer
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.