Hillsboro Down Payment Assistance is managed by Oregon Housing and Community Services (OHCS) or a partnering
city housing bureau to expand access to safe, affordable housing across Oregon. Qualifying households may
receive up to $15,000 plus fixed‑rate first mortgages, homebuyer education, and post‑purchase counseling. The
program layers with FHA, VA, USDA, and conventional products and can pair with the Oregon Affordable Housing
Tax Credit for significant interest‑rate reductions. Income and purchase‑price limits align with HUD Area
Median Income guidelines and are updated annually. Properties must be primary residences and meet OHCS minimum
property standards. Certain assistance loans are forgiven after a required occupancy period. Funds are
reserved through an OHCS‑approved lender network and disbursed at closing to reduce out‑of‑pocket costs.