Iowa Finance Authority Title Guaranty Program – 2025 Iowa First-Time Homebuyer Assistance Guide

Iowa Finance Authority Title Guaranty Program is a comprehensive initiative administered under Iowa's housing authorities. This program provides targeted assistance through financial aid, credit support, or housing subsidies to increase accessibility to homeownership. Program specifics vary depending on funding availability, applicant income, and local government coordination. The initiative often works in collaboration with lenders, nonprofit housing agencies, and local communities to ensure broad eligibility and sustainability.

• Home purchase or refinance in Iowa

• Title search conducted by approved Iowa attorney or abstractor

• Applicable to both buyers and lenders

• Protects against legal title disputes and liens

• Ensures clean title ownership

• Iowa-based alternative to commercial title insurance

1. Work with participating lender or attorney

2. Request Title Guaranty certification during transaction

3. Policy issued and included at closing