Program Details

KHC Affordable Housing Trust Fund provides tailored housing solutions for Kentuckians, including down payment assistance, mortgage credit support, subsidized loans, or rental transitions. These programs are administered by KHC (Kentucky Housing Corporation) or local municipalities to promote stable and sustainable housing opportunities.

Eligibility Requirements

  • Kentucky residency or property location

  • Income and credit score requirements

  • Some programs prioritize first-time buyers, low-income families, or veterans

Program Benefits

  • Offers down payment and closing cost support

  • Reduces financial entry barriers to homeownership

  • Includes tax credits, loan guarantees, and market rate financing options

How to Apply

  1. Review program eligibility and document checklist on the KHC or city housing website

  2. Complete the homebuyer education course if required

  3. Submit application through KHC portal or partner lender

  4. Await loan approval or grant funding decision

*Details are in the Mortgage Calculator*

Your complete toolkit for buying your first home

Get personalized rates and find programs you qualify for. Calculate payments with ease and make your dream of homeownership a reality.

App Preview
Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
Payment calculators
First-time buyer programs
Itemize funds & assets
Down payment assistance

Download our app to access all features

Apple StorePlay Store

Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in KENTUCKY and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in kentucky

Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.

No Mortgage Loan Officers Available

We couldn't find any mortgage loan officers available for kentucky at this time. Please check back later or contact our support team for assistance.

Contact Support

Why work with a licensed mortgage loan officer?

Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.

Disclaimer

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.