KHC Home Buyer Tax Credit (MCC) – 2025 Kentucky Housing Assistance Guide
KHC Home Buyer Tax Credit (MCC) is part of Kentucky’s strategic housing initiatives to improve affordability and expand access to homeownership across the state.
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Program Details
KHC Home Buyer Tax Credit (MCC) provides tailored housing solutions for Kentuckians, including down payment assistance, mortgage credit support, subsidized loans, or rental transitions. These programs are administered by KHC (Kentucky Housing Corporation) or local municipalities to promote stable and sustainable housing opportunities.
Eligibility Requirements
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Kentucky residency or property location
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Income and credit score requirements
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Some programs prioritize first-time buyers, low-income families, or veterans
Program Benefits
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Offers down payment and closing cost support
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Reduces financial entry barriers to homeownership
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Includes tax credits, loan guarantees, and market rate financing options
How to Apply
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Review program eligibility and document checklist on the KHC or city housing website
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Complete the homebuyer education course if required
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Submit application through KHC portal or partner lender
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Await loan approval or grant funding decision
Program Overview
Category
State Program
Official Program Website
Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.
Related Resources
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Licensed Mortgage Loan Officers
These mortgage professionals are licensed to operate in kentucky and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.
Licensed Mortgage Loan Officers in kentucky
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Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.
Disclaimer
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.